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Then, compared with the scan code payment of Alipay and WeChat payment, and the banknote payment of UnionPay “flash paymentâ€, what is special about “POS-pass†mobile phone POS payment? It is understood that this is a Based on NFC-HCE technology, the mobile phone near-field payment, "POS" is embedded in the mobile phone APP as a plug-in, and the information stored by the security component such as SIM card or microSD card is directly sent to the cloud server through the host card simulation technology (HCE). The NFC-enabled smartphone can simulate any app as a bank chip card, and the user can complete the payment transaction through the mobile phone APP.
HCE is a host card emulation technology actively promoted by Google, Visa and MasterCard. The advent of "POS Pass" allows users to experience this new technology in the domestic application market. Especially worth mentioning is that "POS-Tong" can still use NFC-HCE technology to successfully complete the interactive communication and payment between the mobile phone and the POS machine in the environment without network and no mobile phone signal, completely eliminating the network packet and traffic. concern. In addition, the small amount of confidential payment function can also avoid the operation of importing confidentiality and exemption. You don't need to unlock your phone, you don't need to spend traffic to open the app, and you don't have to scan the code. You can enjoy the ultimate "second" level payment experience by waving your phone. Even today, when various payment methods have become popular, this speed is enough to stand out from the crowd.
So, can a mobile phone without NFC function use "POS通"? The answer is yes. In the online state, "POS通" interacts with the POS machine in a serial code, etc., which is not limited to NFC. It can be seen that UnionPay Business “POS Connect†has been prepared at the beginning of the design, providing a complete solution for non-contact mobile payment.
It is reported that UnionPay is currently conducting regional “POS-Tong†pilot marketing activities in cities such as Xiamen and Inner Mongolia. Compared with the Internet user's big-handed user-robbing model, can “POS-Tong†be a good name and a good one? The industry believes that the promotion mode and promotion effect of “POS-Tong†have yet to be tested by the market, otherwise it will easily become an industry insider and pay “ The enthusiastic world of enthusiasts.
UnionPay Business pushes "POS-pass" mobile non-contact payment products based on NFC-HCE technology
UnionPay Business recently launched a mobile non-connected payment product called “POS Connectâ€. With this product, even if there is no cash, no bank card, no wallet, you can easily buy and buy with your mobile phone. It is understood that users only need to download the UnionPay Business "People Pay" APP on the mobile phone and register, then find a debit card from the mobile banking to bind, click on the "POS Pass" on the "People Pay" APP, and move the phone to On the POS machine with the "POS" logo attached, a wave of "嘀" can be completed in one instant.