At present, the credit card is blocked or derated. In addition to a large number of Erqing POS, the recent foreign currency POS that is hot in the market is also an important reason. Why is this card friend so derated? The main reasons were analyzed: 1 swipe too much too often Advocating multi-consumption, such a multi-consumption method seems to be a bit abnormal - the billing system will automatically identify, such a frequency of consumption, do not check who you check? The bank looked at the bills and it was all over. Liabilities and risks have exceeded the risk tolerance of Guangfa Bank! Kay Luo lists the use of other credit cards: Everbright: 42300 yuan (almost empty card); China Merchants Bank: 50000 yuan (almost empty card); ICBC: 20,000 yuan (almost empty card); Agricultural Bank: 10,000 yuan (almost empty card); rural credit cooperatives: 10,000 yuan (almost empty card) ); mortgage: 320,000 yuan. Do you know what an empty card is? The credit card available amount is 0 and the debt ratio is 100%. This debt ratio is not for your relatives, let alone a bank? ! ! At least 20%, the bank empty card, the bank thought it was necessary to roll the money. . Recently, all banks have sent out different levels of credit card rectification, the following information (you can further verify at the same time): Warm reminder: Ping An opened the killing, often set the card, and quickly staged, now a large area, the derating storm began, inferior customers, pumping funds to the safe credit card, and a new generation, warn you card owners, cherish Use the card. Ping An Bank has received more credit card card feedback and received text messages. In addition, CITIC, China, and transportation have also entered the state of strict investigation. The friends of the card have paid attention to it! For most of the hand brushes, the merchants should pay attention when they are jumping around the country. Simply do three points to avoid the risk of derating the card: 1. Swipe to pay attention to the interval We all know that the current hand brushes are random backstage merchants, and many of them are random across the country. If the time for two card swipes is very short, and the merchants are two places that are far apart in the country, it is easy to be controlled by the wind. Because you can't appear in two places in such a short period of time. 2. The credit card amount should not be an integer Some people directly brush 1000, 5000, 100 million, because the day after the hand brush is basically capped and livelihood merchants, your trading product amount is unlikely to be an integer every time, multiple integers are easy to swipe Being controlled by the wind. 3. Pay attention to trading hours Don't swipe your cards when you don't meet the rules. It's better to be a regular business. You should always be in the business hours, but you are always trading and easy to be controlled by the wind. 4. Pay attention to the machine source The hand brush used must be clear about its business model and product source. Many companies have serious "sets" and "hopping codes" in their hands, and use this as the main means of profit, which is very harmful to our card friends. Mobile Cooking Kitchen,Portable Gas Grill,Kitchen Cooking Equipment,Portable Camp Kitchen Cooking JIANGMEN XINXING METAL PRODUCTS CO., LTD. , https://www.bbqoutdoorgrill.com
"I can't tell if the POS machine is a clearing machine or a second cleaning machine, and the bank has no risk warning, it is not reasonable to clear my overdraft limit." Mr. Xie, a citizen of Guangzhou, told reporters about his own experience: After credit card spending in a building materials store, the amount of credit card overdrafts was cleared. The bank involved responded that Mr. Xie’s credit card was repeatedly transferred to the credit card for a short period of time, involving a transaction amount of up to 399,900 yuan, suspected of false trading. In this regard, Mr. Xie expressed disapproval. At present, there are a lot of POS machines in the market, and ordinary consumers know very little about illegal settlement activities such as Erqing Machine. How should consumers protect their rights and interests once they encounter relevant risk events?